Empower your customers with better money experiences

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Rewards integration
Vendor location
Transaction categories
Ratings integration

Transaction data, decrypted

Our technology enables flexible and autonomous transaction data cleansing, labeling and enhancement

Find out when, where and what your customers are spending their money on

Get transactions tagged according to your own taxonomy and use case

Offer hyper personal rewards and offers based on spend history and preferences

Unlock real-time financing with our automated cashflow insights

Use cases

Underwriting for SMB-s and solopreneurs

Deploy the most accurate and detailed cashflow breakdown creating a deep view on assets and liabilities, loan payments, equity investment, ad spend, inventory spend, recurring revenue and more. Use the API to empower your business customers with capital in a matter of seconds.

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Embedded finance management

Enable your customers with visibility and control over their finances. Build bill payments, reimbursements, corporate cards  powered by our transaction intelligence API.

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Vertical SaaS

Increase customer LTV and introduce seamless money experiences without leaving the premises of your platform. From money management to credit cards and loan offerings, you do not need to care about messy data flows and complicated analysis.

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Built for developers

Use our API key to get started in minutes

  • Enriched merchant information
  • Bespoke labels tailored to your use case
View documentation

Security is our priority

We are using the latest advances in privacy-preserving machine learning and data encryption to ensure your data is handled safely and securely.

SOC2 Type 2

We are working with leading business accounting and consulting services to get our SOC2 Type 2 certification. The SOC2 reports cover controls around security, availability, and confidentiality of customer data and are approved by the American Institute of Certified Public Accountants (AICPA) and Service Organization Controls (SOC).


The General Data Protection Regulation (GDPR) is a comprehensive European Union privacy regulation that gives EU citizens and other individuals in the EU authority over their own personal data. The California Consumer Privacy Act (CCPA) is a state statute intended to enhance privacy rights and consumer protection for residents of California. Ntropy is GDPR and CCPA compliant

Privacy Shield framework

The EU-U.S. and Swiss-U.S. Privacy Shield Frameworks were designed by the U.S. Department of Commerce and the European Commission and Swiss Administration to provide companies on both sides of the Atlantic with a mechanism to comply with data protection requirements when transferring personal data from the European Union and Switzerland to the United States in support of transatlantic commerce. Ntropy actively participates in and abides by the Privacy Shield Framework.

Ready to get started?

Ntropy can turn your raw transactions into rich data with enhanced merchant information and custom labels.

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